Legal
A plain statement of the risks involved in fractional commercial property investing. Please read it in full before making your first investment.
Last updated 1 September 2026 · Estatein Capital Ltd · Company No. EC-2023-014873
Investing in commercial property involves risk, including the possible loss of some or all of the money you invest. Returns shown on this platform are targets and projections, not guarantees. You should only invest money you can afford to leave invested for the full tenure of a listing, and you should consider taking independent financial advice.
The value of commercial property can fall as well as rise. If a property is sold for less than its purchase price, you will receive less than you invested. Projected capital appreciation is based on independent valuation and market comparables at the time of listing and may not be achieved.
Rental income depends on the tenant continuing to occupy the property and pay rent. If a tenant leaves or defaults, distributions may reduce or stop until a replacement tenant is found. Security deposits and lease penalty clauses mitigate but do not eliminate this risk.
Your shares in a property are not listed on any stock exchange. The resale marketplace allows you to offer your shares to other investors, but we cannot guarantee a buyer or a particular price. You should expect to hold your investment until the property is sold at the end of its tenure.
Each listing is a single property with a single tenant or small group of tenants. Investing in only one listing exposes you to the fortunes of that property alone. Spreading investments across several properties, cities and asset types reduces but does not remove this risk.
Tax rates on rental income and capital gains change frequently and depend on the country where a property sits and on your own tax residency. The regulatory framework for fractional property investment continues to develop in many markets, and future changes could affect how the platform operates or how returns are taxed.
Properties are held in separate SPVs and investor funds are held in bank escrow, so they are legally separate from Estatein Capital's own assets. Nonetheless, if Estatein Capital were unable to continue operating, the management of the properties would need to be transferred to another manager, which could cause delay and cost. The Ownership Structure page describes the safeguards in place.