Terms of Service

01Who we are and what these terms cover

These Terms of Service govern your use of the Estatein Capital website, investor dashboard and related services. By creating an account you agree to be bound by them, together with our Privacy Policy, Risk Disclosure and Fee Schedule.

Estatein Capital Ltd acts as the sponsor and manager of each property listed on the platform. Each property is acquired and held by a separate special purpose vehicle (SPV) in which investors hold shares in proportion to their investment.

02Eligibility and account verification

You must be at least 18 years old and hold a valid government-issued ID or passport to open an account. Residents of any country may invest subject to the remittance, sanctions and tax rules applicable to them.

Before you can invest we will verify your identity, address and bank account. We may request additional documents at any time to satisfy anti-money-laundering and know-your-customer obligations, and may suspend accounts that fail verification.

03How an investment works

When you commit funds to a listing, your money is transferred to an escrow account held with a regulated bank. It remains there until the listing reaches 100% of its funding target. If the target is not reached by the published funding deadline, your full amount is returned to your wallet without deduction.

On successful funding, shares in the relevant SPV are allotted to you and a digital ownership certificate is issued to your account. Rental income, net of the fees published on our Fees page, is distributed to your wallet quarterly.

• Minimum investment is stated on each listing and may differ between properties.
• You may not invest more than the remaining unfunded amount of a listing.
• Allotments are confirmed by email within two business days of funding completion.

04Fees

Our complete fee schedule is published on the Fees page and forms part of these terms. We do not charge any fee that is not listed there. Fees may be revised with 30 days' notice, and revisions never apply retrospectively to investments already made.

05Withdrawals, resale and exit

Wallet balances, including rental income, may be withdrawn to your verified bank account at any time. Withdrawals are processed within two business days.

Shares in a property may be listed for resale to other verified investors through the resale marketplace. A sale completes only when a buyer is matched; we do not guarantee liquidity or a particular price. At the end of a listing's tenure the property is marketed for sale and net proceeds are distributed to shareholders.

06Your responsibilities

You are responsible for keeping your login credentials secure, for the accuracy of the information you provide, and for your own tax reporting. Projections shown on the platform are illustrative and you should not rely on them as a promise of future performance.

07Limitation of liability and governing law

To the extent permitted by law, Estatein Capital is not liable for losses arising from market movements, tenant default, changes in law or events outside our reasonable control. Nothing in these terms limits liability for fraud or wilful misconduct.

These terms are governed by the law and courts stated in the investor agreement you sign at onboarding, which follows the jurisdiction of the SPV holding your property.